The ins & outs of LNK Mortgages

Mortgages can feel overwhelming but they don’t have to. Whether you’re just starting out or sorting through the next chapter, we’re here to make the whole process feel more manageable. No jargon, no pressure just real advice, tailored to you, from someone who genuinely cares about getting it right. We’ll guide you through the details, explain what matters, and stick with you every step of the way.

Charlene M. (Formely Charlene Kilgour)

Charlene M.
(Formely Charlene Kilgour)

Leading with experience and care

With over two decades of experience in the mortgage industry, I’ve been helping people secure their homes since 2000. I’ve worked in a variety of roles over the years, from estate agency settings to mortgage brokerages and even directly for a lender, and that broad experience has given me a real depth of knowledge about how mortgages work from all angles. But what matters most to me isn’t just the technical side of things, it’s making sure every detail is right for the client and the right customer journey is very important to me and something that I’m always looking to improve and work on.

Whether it’s getting the best overall deal, making sure the mortgage fits your goals, or ensuring you feel supported and informed throughout the process, I believe that attention to detail makes all the difference. I take pride in offering clear and straightforward advice and making sure nothing is overlooked, not just the rate but the term, repayment method and what protection is in place too.

I live in North Lanarkshire with my husband and our two children, and when I’m not working, you’ll usually find us enjoying a family meal, a cinema trip or a day out with the kids. I understand how busy life gets, which is why I aim to make the mortgage process as stress free and simple as possible for every client I work with.

Our services

Your home is one of the biggest financial commitments you will ever make, so getting the right mortgage advice is essential. Whether you are buying your first home, moving house, remortgaging, or investing in a buy to let, we provide expert guidance tailored to your needs. We look at the full picture, from interest rates to mortgage terms and repayment options, to ensure the deal you choose suits your circumstances now and in the future. With clear advice and personal support throughout the process, we are here to help you make confident and informed decisions at every step.

Whether you’re purchasing business premises, refinancing existing commercial property, or expanding your investment portfolio, we can guide you through the process of securing the right commercial mortgage. With access to a wide range of lenders and products, we’ll help you navigate the more complex requirements of commercial finance. From understanding affordability to structuring the loan in a way that suits your business goals, we provide clear, practical advice every step of the way.

Your home is likely your biggest investment, so it’s important to protect it from potential damage or loss. Buildings insurance covers the structure of your property, including the walls, roof, and fixtures, while contents insurance protects your personal belongings within the home. We can help you find comprehensive cover that suits your needs, ensuring your home and valuables are protected in case of fire, theft, or accidental damage.

Protecting your health, income, and loved ones is just as important as finding the right mortgage. We offer tailored advice on a full range of protection options, including private medical insurance for faster access to diagnosis and treatment, life cover to provide financial security for your family if the worst should happen, critical illness cover to support you if you’re diagnosed with a serious condition, and income protection to ensure you’re covered if illness or injury stops you from working. We’ll help you understand what each policy does, identify any gaps in cover, and put the right plans in place to give you peace of mind for the future.

Speak to LNK today

Contact me today to discuss the right protection options for you. Together, we can ensure that you and your family are fully prepared, no matter what the future holds.

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