Whether you’re buying your first home, looking to remortgage, or investing in property, finding the right mortgage doesn’t have to be stressful. At LNK Mortgages, we provide clear, personalized advice to help you navigate your mortgage options with confidence. Let us take care of the details so you can focus on your move.
Your home is one of the biggest financial commitments you will ever make, so getting the right mortgage advice is essential. Whether you are buying your first home, moving house, remortgaging, or investing in a buy to let, we provide expert guidance tailored to your needs. We look at the full picture, from interest rates to mortgage terms and repayment options, to ensure the deal you choose suits your circumstances now and in the future. With clear advice and personal support throughout the process, we are here to help you make confident and informed decisions at every step.
Whether you’re purchasing business premises, refinancing existing commercial property, or expanding your investment portfolio, we can guide you through the process of securing the right commercial mortgage. With access to a wide range of lenders and products, we’ll help you navigate the more complex requirements of commercial finance. From understanding affordability to structuring the loan in a way that suits your business goals, we provide clear, practical advice every step of the way.
Buying your first home is an exciting milestone, but it can also feel overwhelming. I’ll guide you through the process step by step, helping you understand your options—whether that’s a fixed-rate deal, a low-deposit mortgage, or shared ownership. Together, we’ll find a mortgage that fits your budget and supports your future plans.
If you’re planning to move home, you’ll likely need a new mortgage—and that’s where I come in. I’ll look at all your options, including whether it’s worth porting your existing mortgage to your new property or switching to a new lender altogether. I’ll compare deals across the whole market to find the most suitable option based on your circumstances, taking into account any early repayment charges, affordability, and your future plans. My aim is to make the financial side of your move as smooth and stress-free as possible, so you can focus on getting settled in your new home.
Whether your current deal is coming to an end or you’re simply looking to save money each month, remortgaging could be the right move. I’ll search the market to find the most competitive rates available and guide you through the process to make switching as smooth and cost-effective as possible. If you’re thinking about consolidating debt or releasing equity for things like home improvements, I’ll make sure you understand all your options before making any decisions.
Investing in property can be a smart way to build long-term income, but buy-to-let mortgages come with their own specific criteria. I’ll guide you through what lenders expect such as minimum deposit amounts and projected rental income and help you find a deal that aligns with your goals. Whether you’re a first-time landlord or expanding your portfolio, I’ll work with you to maximise your return on investment.
It pays out a regular income if you’re unable to work for a prolonged period, helping you cover essential bills like your mortgage and everyday living costs. We can advise on policies that cover your own occupation, with flexible options tailored to your work situation and lifestyle so you’re supported when you need it most.
Shared Ownership is a great option if you’re struggling to get on the property ladder with a full mortgage. It allows you to buy a share of a property (usually between 25% and 75%) and pay rent on the rest. Over time, you can choose to increase your share as your circumstances change. I’ll help you understand how the scheme works, what you can afford, and guide you through the application process to make everything as straightforward as possible.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
Buying a new build home often comes with tight deadlines and unique mortgage requirements but I’m here to make the process as straightforward as possible. Whether you’re purchasing through a developer, using a shared ownership scheme, or need help navigating builder incentives, I’ll guide you through the mortgage options that suit your budget and time frame. I’ll also make sure your application is submitted in line with any reservation deadlines, giving you the best chance of a smooth and successful move into your brand-new home.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
Not all mortgage applications are straightforward, especially if you’re self-employed, a contractor, or have a complex credit history. I work with a wide range of lenders, including those who specialise in more unusual or challenging circumstances, to find a solution tailored to you. Whether you have irregular income, past credit issues, or unique employment arrangements, I’ll take the time to understand your situation and present the best options to help you secure the right mortgage with confidence.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
Interest-only and part-and-part mortgages can offer lower monthly payments compared to traditional repayment mortgages, but they require careful planning. With interest-only, you’ll only pay the interest each month and need a clear strategy in place to repay the full loan at the end of the term. Part-and-part mortgages combine interest-only with repayment, offering a middle ground. I’ll help you understand how these options work, whether they suit your circumstances, and make sure any repayment plan is realistic and aligned with your long-term goals.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
If you’re looking to move home but want to keep your current property as a rental investment, a let-to-buy mortgage could be the ideal solution. This type of mortgage allows you to release equity from your existing home to use as a deposit for your new one, while switching your current mortgage to a buy-to-let. I’ll guide you through both sides of the processarranging the let-to-buy mortgage on your current home and securing the best residential deal for your next purchasemaking sure everything aligns smoothly and works for your long-term plans.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
Purchasing investment properties through a limited company has become increasingly popular, particularly for higher-rate taxpayers looking for a more tax-efficient way to manage their portfolio. Limited company buy-to-let mortgages come with their own criteria and complexities, but I’ll guide you through the process from start to finish. Whether you’re setting up your first company or already have an established portfolio, I’ll help you find lenders who are comfortable with limited company structures and ensure you understand the benefits, responsibilities, and long-term implications.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
If you’re looking to purchase or refinance a property for business use whether it’s an office, retail space, warehouse, or mixed-use premises, a commercial mortgage could be the right solution. These types of mortgages are assessed differently from standard residential or buy-to-let lending and often require a more bespoke approach. We’ll work with you to understand your business goals and match you with lenders who offer competitive terms and flexibility. From initial enquiry through to completion, we’ll support you at every stage to ensure a smooth and informed process.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
A second charge mortgage allows you to borrow additional funds against your property without changing your existing mortgage. It can be a useful option if you’re tied into a fixed-rate deal or face early repayment charges on your current mortgage. Whether you’re looking to raise money for home improvements, consolidate debts, or fund a major expense, I’ll help you explore whether a second charge is the most suitable and cost-effective solution. I’ll also guide you through the application process and ensure you understand how it fits into your overall financial picture.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
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