Life InsuranceIt’s easy to put off thinking about life cover, but having the right protection in place can make a big difference when life takes an unexpected turn. Life insurance provides financial support for your loved ones if you were no longer around, helping to pay off the mortgage so that your family can stay in their home and not need to worry about trying to pay the mortgage, cover household bills, or maintain their standard of living.
We can also advise on Whole of Life cover, which guarantees a payout whenever you pass away, rather than within a set term. This type of cover is often used to help with things like funeral costs or to leave a financial legacy.
Whatever your priorities, we’ll help you tailor a plan that gives you and your family the peace of mind you deserve.
Critical IllnessIf you’re diagnosed with a serious illness such as cancer, heart disease, or stroke, critical illness cover provides a tax-free lump sum to help ease the financial pressure. The payout can be used however you choose, whether that’s replacing lost income, paying off your mortgage, adapting your home, or even buying extra pension years if you need to retire earlier than planned.
We’ll help you choose the right level of cover based on your circumstances, so if the unexpected happens, you can focus on your recovery without added financial stress.
Income ProtectionMost people simply couldn’t function financially without their income yet it’s often the one thing that’s left unprotected. Income protection is designed to support you if illness or injury stops you from doing your specific occupation, whether you’re employed or self-employed.
It pays out a regular income if you’re unable to work for a prolonged period, helping you cover essential bills like your mortgage and everyday living costs. We can advise on policies that cover your own occupation, with flexible options tailored to your work situation and lifestyle so you’re supported when you need it most.
Buildings & Contents InsuranceYour home is one of your biggest investments, so it’s important to make sure it’s protected. We can arrange tailored buildings and contents insurance to cover you for unexpected events like fire, flood, storm damage, theft or accidental damage. Whether you’re a homeowner, landlord or tenant, we’ll help you find a policy that suits your needs, giving you peace of mind that your property and possessions are covered should the worst happen.
It pays out a regular income if you’re unable to work for a prolonged period, helping you cover essential bills like your mortgage and everyday living costs. We can advise on policies that cover your own occupation, with flexible options tailored to your work situation and lifestyle so you’re supported when you need it most.
Private Medical InsuranceWhen it comes to your health, peace of mind matters. Private Medical Insurance gives you faster access to diagnosis, treatment, and specialist care helping you avoid long NHS waiting times and get back on your feet sooner. Whether you’re looking for cover just for yourself or for your whole family, we can help you find a policy that fits your needs and budget.
We’ll guide you through the different options available, from core hospital cover to added benefits like virtual GP access, mental health support, and specialist therapies. Our advice is tailored to your circumstances, so you can feel confident you’re choosing the right level of cover for you.
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